Small Business Insurance
- Smyrna, Georgia

Group Health Insurance

We provide a complete line of insurance and employee benefits. Whether your company has 2 or 200 employees, we take the time to find the right plans for your group. American Insurance Experts can provide and manage Section 125 Cafeteria Plans, and provide supplemental coverage at no cost to your business. We realize that benefits are a key to recruiting and retaining good employees. We help you meet this challenge by finding the maximum coverage for your budget. If you currently have a group plan in place, don’t wait for your annual renewal to begin shopping. Let us compare rates and benefits, and start saving you money now.

Disability Insurance

Disability insurance (DI), sometimes referred to as income protection, is exactly that -protecting your ability to earn a living. If you become sick or hurt and unable to work, you'll receive payments from Illinois Mutual, based on your particular policy. This check will help you continue paying living expenses such as rent, mortgage, car payment, food, insurance, utilities, medical expenses and more.

Keyman Insurance

Consider this coverage if you are in a partnership, or if the survival of your business depends on a key employee. Keyman insurance is essentially a form of life insurance that covers you if this person dies. It may cover income this person generated, or the cost of replacing the functions he or she performed for your company. In the case of a partnership, keyman insurance may make it easier for the surviving partner or partners to acquire the deceased partner's shares from his or her heirs.

Voluntary Benefits

Voluntary Benefits allow employees to purchase individually-owned policies on themselves and their eligible dependents. No employer premium costs is a major advantage of voluntary benefits. Voluntary benefits are a great way to provide employees with the benefits they want and desire with little or no premium cost to the company. In many cases these benefits are pre-tax, saving the employer and employee money. Typical policies are Supplemental Health, Dental, Disability, and Life Insurance.